Credit Applications

Create Credit Applications

POST https://ezloan.genify.ai/credit_application/create_credit_application

This endpoint allows you to create a credit application.

Request Body

Name	Type	Description
repayment_months*	integer	Number of months the loan is to be divided on.
borrower_uuid*	string	UUID of the borrower.
financial_provider_id*	string	ID of financial provider.
credit_product_id*	string	ID of credit product
amount*	number	Amount to be borrowed.

200 success

    "message": "well received",
    "request_body": {
        "amount": xxx,
        "borrower_id": xxx,
        "credit_product_id": xx,
        "financial_provider_id": x,
        "repayment_months": x
    }
}

400 Request is missing body parameters.

{    "message": "{parameter name} is missing"}

Approve Credit Application

POST https://ezloan.genify.ai/credit_application/approve_credit_application/

Path Parameters

Name	Type	Description
application_id*	string	ID of the requested credit application.

200 success

{
    "credit_application": {
        "Amount": 600,
        "Reason": "",
        "Repayment_Months": 13,
        "Status": "approved",
        "Submission_time": "Thu, 12 May 2022 07:44:00 GMT"
    },
    "message": "well received",
    "request_form": {}
}

500 Error on our end.

"message": "exception in approve"

Reject Credit Application

POST https://ezloan.genify.ai/credit_application/reject_credit_application/{credit_application_id}

Path Parameters

Name	Type	Description
credit_applicaiton_id	string

200

 {
    "message": "well received",
    "request_args": xxx,
    "application_id": xxxx,
    "request_form": xxx,
    "credit_application": xxx

    ),
            }

500

"message": "exception in reject"

Get Early Pay Price

GET https://ezloan.genify.ai/credit_application/early_pay_price

Returns the due amount in case the user wants to settle his credit before the due date.

Path Parameters

Name	Type	Description
nationalId*	string	borrower national ID

200

{ [credit_application: { due_principal, due_interest, total_due } ] }

404: Not Found

{"message": "No ongoing due payments found for this borrower"}

404: Not Found

{
    // Response
}

Get Credit Application Status

GET https://ezloan.genify.ai/credit_application/{borrower_id}/get_credit_application_status

Returns status of current borrower credit applications

Path Parameters

Name	Type	Description
borrower_id	string

200

[{"credit_application_status": xx, "application_id": xx}]